KAYA guides

Transforming the Credit Unions

Kaya payments initiative is a partnership among NATCCO, the Philippines Federation of Credit Cooperatives – National and the Asian Confederation of Credit Unions (ACCU). In 2017, the National Confederation of Cooperatives (NATCCO) launched the KAYA Payment Platform, a cloud-based payment service in cooperation with Software Group.

The project targets over 6 million people and enables the credit unions to expand on the range of services available to their members, generate additional revenue, and increase member share value. KAYA is presently adopted in more than 150 cooperatives in the Philippines.


Transforming the Credit Unions

Service Overview

Security Reminders

Fund Transfer

Enrolling EC Pay Account and Billers


EC Pay Mobile Reload

Bills Payment

Activating KAYA Account