Our features
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Inquire Balance/Account Statement
Whether it is balance inquiry, mini statements, available balances, or any other recent transactions, KAYA users can easily view financial details with their KAYA mobile app.
Bill Payments
Paying your co-op, utility, telco, and other bills can be convenient with KAYA’s Bills Payment Service. Regular or one time payments can be easily done through the KAYA mobile app or at any of the KAYA branches.
Bulk Payments
Eliminate the use for checks to disburse loans, payroll, or similar bulk payments. KAYA provides co-ops a cost effective way of doing these transactions through batch online credits to the recipient KAYA accounts.
Funds Transfer
Sending or receiving money is as easy as transferring from your own account to another. Funds transfer can be easily done through the KAYA app, KAYA ATM, or KAYA branch.
Mobile & E-Wallet Top-Up
If you’re short on mobile load, you can use the e-loading service on the KAYA app to top-up your prepaid SIMs or mobile wallets. Buy e-load through KAYA and stay connected with your family and friends.
Apply Loans
Need to take out a loan for your tuition fee, home repair, or to jumpstart your own business? With KAYA, applying for a loan is easy and stress-free, putting your security and ease above all.
Freelancers, entrepreneurs, and sole traders
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- Free plan available
- Full data privacy compliance
- Debit Mastercard included
- 100% transparent costs
- Commitment-free
- Real-time spending overview



Small- to medium-sized businesses
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- Free plan available
- Full data privacy compliance
- Debit Mastercard included
- 100% transparent costs
- Commitment-free
- Real-time spending overview
Large or enterprise level businesses
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
- Free plan available
- Full data privacy compliance
- Debit Mastercard included
- 100% transparent costs
- Commitment-free
- Real-time spending overview

Apply Loans
Need to take out a loan for your tuition fee, home repair, or to jumpstart your own business? With KAYA, applying for a loan is easy and stress-free, putting your security and ease above all.
Mobile & E-Wallet Top-Up
If you’re short on mobile load, you can use the e-loading service on the KAYA app to top-up your prepaid SIMs or mobile wallets. Buy e-load through KAYA and stay connected with your family and friends.
Funds Transfer
Sending or receiving money is as easy as transferring from your own account to another. Funds transfer can be easily done through the KAYA app, KAYA ATM, or KAYA branch.
Bulk Payments
Eliminate the use for checks to disburse loans, payroll, or similar bulk payments. KAYA provides co-ops a cost effective way of doing these transactions through batch online credits to the recipient KAYA accounts.





You can find all the thing you need to payout
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